Understanding ICIC Screening Numbers
For those who bank with ICIC, understanding the strategies behind screening numbers is crucial for safeguarding your financial information. Screening numbers, or one-time passwords (OTPs), are used to verify your identity every time you make a transaction or access your account online. They add an extra layer of security, making it much harder for anyone unauthorized to access your money.
How Does It Work?
When you log in to your ICIC account online, you'll be prompted to enter a screening number that's sent to your registered mobile number or email address. This number acts as a temporary password, valid only for a short period. It's a simple yet effective way to ensure that only you can access your account.
Strategies to Keep Your Screening Numbers Secure
1. Never Share Your Details
It's important to never share your OTP with anyone else, including customer service representatives. ICIC will never ask for your screening number over the phone or email. If someone does ask for it, it's likely a scam.
2. Use Trusted Devices and Networks
Always log in from trusted devices and networks that you control. Avoid using public Wi-Fi or unfamiliar devices as they may not be secure and can expose your screening number to potential threats.
3. Be Vigilant for Suspicious Activities
Keep an eye out for any unusual activity in your account. If you notice any transactions you didn't authorize, report them immediately. Early detection can prevent further damage.
What to Do If Your Screening Number is Compromised
Should you find that your screening number has been compromised or you suspect unauthorized access, take swift action:
- Change your account password.
- Contact ICIC customer support as soon as possible to report the incident.
- Monitor your account for any unusual transactions.
- If needed, block or freeze your card temporarily until your account is secured.
Wrapping Up
Protecting your screening numbers is key to securing your financial future. By following these guidelines, you can help ensure that your information remains safe and secure. Remember, staying vigilant and proactive is the best defense against fraud.
